Guidance for Businesses and Workers Impacted by COVID-19
The City of San Marino is taking extensive and proactive actions to support our businesses and workers during this unprecedented time. Use the guidance below to determine what is best for you, your business, and your workplace.
The application link is now open for any California business wishing to apply for a disaster loan related to economic damage from the COVID-19 health crisis.
The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Upon a request received from a state’s or territory’s Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration.
Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available to small businesses and private, non-profit organizations in designated areas of a state or territory to help alleviate economic injury caused by the Coronavirus (COVID-19).
SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s Governor to submit the request for Economic Injury Disaster Loan assistance.
Once a declaration is made for designated areas within a state, the information on the application process for Economic Injury Disaster Loan assistance will be made available to all affected communities as well as updated on our website: SBA.gov/disaster.
SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.
SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.
For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail email@example.com.
LA County Business Concierge
Businesses throughout Los Angeles County have been experiencing impacts associated with coronavirus since it emerged. Businesses and their employees are suddenly facing declining sales, operational challenges, or financial uncertainty. The County, as well as the State, has made resources available to business owners during this time. The County's Department of Consumer and Business Affairs' Office of Small Business can help connect you to local, state and federal resources, including layoff aversion and emergency loans.
Visit dcba.lacounty.gov for more resources for businesses. To speak to a small business counselor, contact:
(800) 593-8222 or (844) 432-4900
Additional Los Angeles County Resource
Rapid Response/Lay–Off Aversion
The Los Angeles County America’s Jobs Centers of California (AJCCs) can help you get your business back on track. Specialized Business Service Representatives can work with you and your employees to minimize losses and improve morale. We can also assist your business with strategic planning to ensure that your business does not face a similar situation in the future. Contact your local Business Service Representative at an AJCC for more information by emailing firstname.lastname@example.org or calling (213) 810-1641.
State Resources for Employers
The California Governor’s Office of Business and Economic Development (GO-Biz) provides many services to employers affected by COVID-19. For the most up-to-date state resources for businesses, visit the GO-Biz resource page. The CA Employment Development Division (EDD) is granting a 60-day extension to file state payroll reports and/or deposit state payroll taxes without penalty or interest for employers experiencing hardship from COVID-19. For the most up-to-date information, visit CA EDD’s COVID-19 resource page.
***There are alternatives to layoffs that can help employers keep their employees when there is a lack of work, or during financial hardship.***
Workplace Health and Safety
For information on protecting workers from COVID-19, refer to the Cal/OSHA Guidance on Coronavirus.
Reduced Work Hours
Employers experiencing a slowdown in their businesses or services as a result of the coronavirus impact on the economy may apply for the UI Work Sharing Program. This program allows employers to seek an alternative to layoffs — retaining their trained employees by reducing their hours and wages that can be partially offset with UI benefits. Workers of employers who are approved to participate in the Work Sharing Program receive the percentage of their weekly UI benefit amount based on the percentage of hours and wages reduced, not to exceed 60 percent.
Visit Work Sharing Program to learn more about its benefits for employers and employees, and how to apply.
Potential Closure or Layoffs
Employers planning a closure or major layoffs as a result of the coronavirus can get help through the Rapid Response program. Rapid Response teams will meet with you to discuss your needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses. For more information, refer to the Rapid Response Services for Businesses Fact Sheet (DE 87144RRB) (PDF) or contact your local America’s Job Center of CaliforniaSM.
Employers experiencing a hardship as a result of COVID-19 may request up to a 60-day extension of time from the EDD to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. A written request for extension must be received within 60 days from the original delinquent date of the payment or return.
For questions, employers may call the EDD Taxpayer Assistance Center.
- Toll-free from the U.S. or Canada: 1-888-745-3886
- Hearing impaired (TTY): 1-800-547-9565
- Outside the U.S. or Canada: 1-916-464-3502
CDC Resources for Employers
Below are useful guides from the Center for Disease Control to help your business combat the spread of germs, address changing behavior, and plan for potential disruptions.
IRS Resources for Employers
The IRS has set up a special section to help taxpayers and businesses affected by COVID-19. The page will be updated as new programs are made available.
Private Sector Resources
SOUTHERN CALIFORNIA EDISON
Web Link: https://www.sce.com/
Southern California Edison is implementing the following provisions immediately:
- Suspension of Disconnections for Non-Payment
- Eligibility: All Residential and Commercial Customers
- Effective immediately, SCE will suspend disconnections for non-payment
- Flexible Payment Plans to Impacted Customers
- Eligibility: Customers who contact SCE and self-identify as being impacted financially by the COVID-19 emergency
- Customers with current accounts – Will be offered a one-time, up to 60-day, extension
- Customers with past due amounts – Will be offered up to 6-month payment arrangement
- SCE will work with the customer to accommodate a customer’s unique situation that may result in a payment arrangement for up to 12 months.
For the next 60 days beginning March 14th, 2020, AT&T is pledging to
- Not terminate the service of any wireless, home phone or broadband residential or small business customer because of their inability to pay their bill due to disruptions caused by the coronavirus pandemic
- Waive any late payment fees that any wireless, home phone or broadband residential or small business customer may incur because of economic hardship related to the coronavirus pandemic
- Keep our public Wi-Fi hotspots open